Smart Flex Agency, LLC · Partner ProgramBecome a Georgia-Licensed Insurance Agent — Without a State Exam!
The struggle is real! With today’s rising costs and economic challenges, having additional income opportunities can make a difference. Smart Flex Agency, LLC is introducing a new opportunity to help eligible individuals get started in the Georgia insurance industry.
Learn How to Get Started 📅 Book a Call
🎯 Our focus: Medicare plans for people 65 and older — Medicare Advantage (Part C) and Medicare Supplement (Medigap).
MEET. GREET. & REFER!
🔥 The best part? You don’t have to do the selling.
Five simple pieces of the program
The Georgia Limited Sub-Agent pathway is designed to help eligible people get started without the cost and hurdles of a traditional insurance office.
8-Hour Online Course
Complete the required Georgia-approved online training from the comfort of your home.
NO STATE LICENSING EXAM
No state exam is required for this specific Limited Sub-Agent pathway.*
Agency Sponsorship
Georgia requires you to work under a qualified, licensed resident insurance agent or agency. Smart Flex Agency can help provide the sponsorship you need.
Commission Opportunity
Earn commissions on eligible referrals and insurance business, subject to program terms.
Work From Home
Get started without the expense of opening a traditional insurance office.
* Applies to the Georgia Limited Subagent license. See “What to know before you apply” below.
You already know people. Turn those relationships into an opportunity.
You connect with people who are turning 65 or already on Medicare and may need help choosing a plan — Medicare Advantage (Part C) or a Medicare Supplement (Medigap). Smart Flex Agency helps guide you through the program and explains the next steps — so you can focus on what you do best: building relationships.
A fresh start for people who need a new career or extra income.
If you’re well connected, personable and ready to learn, this may be a fit. Many people explore this path when they are:
Eligibility is set by the Georgia Department of Insurance and the program terms. We’ll talk through whether it’s right for you — no pressure.
From “just curious” to getting started
These are the typical steps. We’ll walk you through each one.
Talk with us
Call or book a time. We’ll answer your questions and see if the program fits you.
Take the 8-hour course
Finish the Georgia-approved limited sub-agent pre-licensing course online, at your pace.
Apply with sponsorship
Smart Flex Agency helps sponsor your Georgia Limited Subagent application, including the required background check and fingerprinting.
Meet. Greet. Refer.
Once licensed and appointed, you start connecting people with our agency and earn commissions on eligible business, per program terms.
📝 What to know before you apply
We want you to have the full picture up front:
- What we offer. Smart Flex Agency focuses only on Medicare plans for people 65 and older: Medicare Advantage (Part C) and Medicare Supplement (Medigap).
- License scope. A Georgia Limited Subagent license is limited to personal lines and to the lines held by your sponsoring agent. We’ll confirm the exact lines needed for Medicare plans with you.
- Sponsorship is required. You work under a licensed Georgia resident agent or agency. Your license is tied to that sponsorship.
- Background check & fingerprinting. The application includes a background check and electronic fingerprinting.
- Costs. The course, Georgia license application fees and fingerprinting are typically paid by the applicant. Ask us for current amounts and any program terms.
- Earnings. Commissions are earned on eligible referrals and insurance business, subject to program terms. Results vary and income is not guaranteed.
- Georgia only. This program is for people who qualify for a Georgia license.
Based on Georgia insurance law and rules (O.C.G.A. § 33-23-12; Ga. Comp. R. & Regs. 120-2-3-.31) as of October 2026. Requirements can change, so we confirm current details with you.
We Can Help.
Sponsorship
We can help provide the sponsorship Georgia requires.
Guidance
We explain each step and what to expect — no jargon.
Simple role
Meet. Greet. & Refer. We handle the insurance side.
Flexible
Work from home, around your own schedule.
A team that walks you through it.
From your first question to your first referral, Smart Flex Agency is here to explain the process and support you along the way.
- Plain-English guidance on every step
- Help with the sponsorship requirement
- Support after you’re licensed
Straight answers
Do I really not have to take a state exam?
Correct — for the Georgia Limited Subagent license, no state examination is required. You do have to complete an approved pre-licensing course, be sponsored by a licensed Georgia resident agent, and meet the application requirements.
How long is the course?
The required Georgia-approved limited sub-agent online course is 8 hours. You can complete it from home.
Do I have to sell insurance?
Your role in our program is to Meet, Greet & Refer — you connect with people who are 65 or older (or turning 65) and may need help with a Medicare plan, and Smart Flex Agency helps from there.
What plans does Smart Flex Agency offer?
Our focus is Medicare plans for people 65 and older: Medicare Advantage (Part C), an all-in-one alternative to Original Medicare, and Medicare Supplement (Medigap), which works alongside Original Medicare to help pay your share of costs. We don’t offer other types of insurance through this program.
What does “sponsorship” mean?
Georgia requires a limited subagent to work under a licensed Georgia resident agent or agency. Smart Flex Agency can help provide that sponsorship.
How do I get paid?
You can earn commissions on eligible referrals and insurance business, subject to program terms. Commissions depend on the business written, and results vary — income is not guaranteed.
Is this a job?
No. This is an independent opportunity, not employment. You decide how much time to put in.
Who is eligible?
Eligibility is determined by the Georgia Department of Insurance and our program terms. Common requirements include being of legal age, qualifying for a Georgia license, and passing a background check. Book a call and we’ll tell you where you stand.
What does it cost to get started?
The course, state application fees and fingerprinting are typically paid by the applicant. Contact us for current amounts and program terms.
Learn more about becoming a Georgia Limited Sub-Agent.
You already know people. Now learn how to turn those relationships into an additional income opportunity. Tell us a little about yourself and we’ll follow up.
770-264-1320Smart Flex Agency, LLC